Dealership hours of operation
Mon - Thu 9:00am - 8:00pm
Fri 9:00am - 6:00pm
Sat 9:00am - 5:00pm
Sun Closed
Dealership hours of operation
Mon - Fri 8:00am - 5:00pm
Sat 8:00am - 2:00pm
Sun Closed

Finance

Easy Financing Options at Bessada Kia

Bessada Kia offers competitive financing options to help you drive home your dream car. Whether you're purchasing a new or used Kia, or another make and model, our finance experts are committed to finding the perfect financial solution for you

Credit Challenges? No Problem

We understand that financial situations can vary. That's why we're dedicated to helping customers with various credit histories. Whether you've experienced bankruptcy, late payments, or loan refusals, we'll work diligently to find a financing option that suits your needs. Our goal is to help you rebuild your credit while getting you into the car you desire.

Fast and Easy Application Process

Our streamlined application process makes getting approved for a car loan quick and easy. You can complete the application online, over the phone, or in person at our dealership. Our finance specialists will guide you through every step, providing clear and transparent communication.

Tailored Financing Solutions

We offer a variety of financing options to meet your specific needs. Our finance experts will work closely with you to determine the best loan terms, including interest rates, down payment, loan amount, amortization, and monthly payments. We consider factors such as your income, credit score, and desired vehicle to create a personalized financing plan.

Transparent Pricing and No Hidden Fees

At Bessada Kia, we believe in complete transparency. Our finance experts will clearly explain all terms and conditions, including the annual percentage rate (APR), loan-to-value ratio, and any applicable fees. We have a no-hidden-fees policy to provide you with peace of mind.

Additional Financial Services

To enhance your car ownership experience, we offer additional financial services such as extended warranties, vehicle protection plans, GAP insurance, and liability insurance. These options provide added coverage and peace of mind.

Trade-Ins Welcome

We accept trade-ins on all makes and models. Our appraisal process is fair and transparent, and we'll provide you with a competitive offer for your vehicle.

Co-Signer Options

If you need assistance qualifying for a loan, we offer co-signer options. A qualified co-signer can help improve your chances of loan approval.

Dedicated Finance Team

Our experienced finance team is committed to providing exceptional customer service. We'll guide you through the entire financing process, from application to approval. We're here to answer your questions and address any concerns you may have.

Contact Us

For more information or to start your financing application, please contact our finance department at 905-421-9191 or visit our dealership in Pickering. Our team is ready to drivers in Pickering, Oshawa, Ajax, Whitby, Scarborough, and the entire Durham Region!

    Finance Application